Skip to main content

Launch529For families with students in college

Every dollar of their 529, put to good use.

Launch529 keeps your college savings compliant and your family on the same page. Track spending, catch non-qualified expenses before they cost you, and keep audit-ready records without the spreadsheet.

Search any eligible university, US or abroad, to see a monthly 529 budget.

app.launch529.com/dashboard

365

eligible schools abroad, plus every US college

30

currencies converted at the day’s ECB rate

10%

penalty on non-qualified withdrawals we help you avoid

$9

per month, every feature, 14-day free trial

01How it works

Three steps from enrollment to graduation.

Set it up once, then let the app do the checking.

01

Pick your school

Search any eligible university, in the US or abroad. We pull the cost of attendance and turn it into a monthly budget in the school’s currency.

02

Log expenses as they happen

Snap the receipt, choose a category, done. Every entry is checked against IRS Publication 970 in real time, and converted to dollars.

03

Stay on track, and audit-ready

Watch the year’s spending against budget, get a nudge before limits, and export a clean report at tax time.

02Built for families

Students log it. Parents see it.

Students need something fast enough to use between classes. Parents need confidence that nothing slips through. Each gets exactly that, from one shared account.

  • Instant answer. Every expense is marked qualified or not the moment it’s logged.
  • One review queue. Parents approve, flag, or ask for a receipt in a tap.
  • Local currency. A student at Oxford logs pounds; the 529 sees dollars.
app.launch529.com/expenses/review
app.launch529.com/budget

03Budgets that match the bill

A monthly allowance from the real cost of attendance.

We start from the school’s published costs, US or international, and split them into IRS categories and months. Spending is tracked against that, so you know where you stand before the semester ends.

04Mobile app

Snap the receipt. We read the rest.

Students photograph an expense and the app reads the vendor, amount and currency, classifies it under the right IRS category, and files it. Parents get a companion app to track spending and confirm each one with a tap.

Coming soon · iOS and Android

For students

Log an expense in seconds

  • Point the camera at any receipt, invoice or screenshot.
  • Vendor, total, date and currency are read automatically.
  • Classified under IRS Pub. 970 and marked qualified or not.

Student app

Parent app

For parents

Confirm from anywhere

  • A notification the moment a student adds an expense.
  • Confirm, flag, or ask for a receipt in one tap.
  • Budget and balance always in your pocket.

Families on Launch529 get access as soon as the apps ship.

05Study abroad

Oxford in pounds. Your 529 in dollars.

A 529 covers eligible schools abroad, but only the 365 that take part in US federal student aid. We know which ones, show their costs in the local currency, and lock the dollar value of every expense at the rate on the day it was paid.

Federal School Code checked ECB reference rates

06Everything you need

Built for compliance, designed for real life.

IRS compliance

Section 529 guidelines applied to every expense, with plain-language explanations.

Fund forecast

See whether the balance will last through graduation, year by year.

Budget alerts

A nudge at 80% of the monthly allowance, and another if it’s exceeded.

Family accounts

Parents, students, and your accountant each get the access they need.

Multi-currency

Pay in pounds, euros or Canadian dollars; the 529 sees dollars at the rate on the day.

Audit-ready exports

One-click CSV and PDF reports organised the way the IRS expects.

07Pricing

One plan. Everything included.

No tiers, no upsells. Every family gets every feature, for less than a textbook rental.

$9/ month

14-day free trial · cancel anytime

  • Unlimited expenses and receipts
  • Parent, student, and accountant access
  • Budgets, forecasts, and alerts
  • US and international schools
  • CSV and PDF tax-time exports

Get started

Your family’s college fund deserves a real plan.

Join families who use Launch529 to stay compliant and make their 529 last from move-in day to graduation.