01February 28, 2026ComplianceHow to Avoid the 10% Penalty on 529 WithdrawalsNon-qualified 529 withdrawals trigger a 10% federal penalty plus income tax on earnings. Here's exactly what qualifies — and the costly mistakes families make every year.Read article
02February 21, 2026Tax StrategyCoordinating 529 Withdrawals with the American Opportunity Tax CreditThe AOTC is worth up to $2,500 per year — but using the same expenses for both your 529 and the credit is a costly mistake. Here's how to optimize both.Read article
03February 14, 2026Audit Prep529 Documentation: What to Keep in Case of an IRS AuditThe IRS can audit 529 withdrawals years later. Here's exactly what documentation you need to keep, how long to keep it, and how to organize it.Read article