Private school, other religious
Eastlake Church Children Center
Chula Vista, CA · Grades PK to K · 14 students
Can a 529 pay for Eastlake Church Children Center?
Yes. Federal law lets a 529 plan pay tuition at a private, public or religious elementary or secondary school, up to $20,000 a year per student. Eastlake Church Children Center is a private school serving grades pk to k, so its tuition is the kind of cost this covers.
What a 529 can pay
- Tuition, up to $20,000 a year per student
- Curriculum, books and instructional materials
- Tutoring and classes outside the home
- Fees for SAT, ACT, AP and other exams
- Online educational materials
- Educational therapies for a student with a disability
What it can’t
- Registration, application and building fees
- Activity, field trip and technology fees
- Uniforms, sports and extracurriculars
- School meals and transportation
- Aftercare and summer camps
Ask Eastlake Church Children Center which of its charges are billed as tuition. Fees added to a tuition bill are not always covered.
What California does with it
The tax rule is your state of residence’s, so this applies if you live in California.
California does not follow the federal K-12 rule
California does not treat K-12 withdrawals from a 529 as qualified. The earnings part is generally taxed as California income, and a California deduction you took for contributing may be taken back. California also adds a 2.5% tax on the earnings of a non-qualified withdrawal. Federally the withdrawal can still be tax-free, so the question is whether the benefit is worth the state tax.
General information, not tax advice. Source: California Franchise Tax Board, 2025 Schedule CA (540) instructions. How it works
Plan and track Eastlake Church Children Center costs
Add this school to a free plan, see how it fits with college savings, and log each tuition bill, book and test fee so it is checked against the rules and ready for tax time.
More private schools in Chula Vista
- Berean Bible Baptist AcademyGrades PK to 12
- Bonita Learning AcademyGrades PK to K
- Calvary Christian AcademyGrades PK to 12
- Kindercare Learning Center-Paseo Ladera SapGrades PK to K
- Kinderland MontessoriGrades PK to 6
- Mater Dei Catholic High SchoolGrades 9 to 12
- Montessori American SchoolGrades PK to K
- Montessori Explorer ElementaryGrades PK to 2
School details: Chula Vista, CA · Private (other religious) · Grades PK to K. Source: U.S. Department of Education, National Center for Education Statistics (2021-22). General information, not tax advice.