Launch529

Private school, catholic

Xavier College Preparatory

Phoenix, AZ · Grades 9 to 12 · 1,122 students

Can a 529 pay for Xavier College Preparatory?

Yes. Federal law lets a 529 plan pay tuition at a private, public or religious elementary or secondary school, up to $20,000 a year per student. Xavier College Preparatory is a private school serving grades 9 to 12, so its tuition is the kind of cost this covers.

What a 529 can pay

  • Tuition, up to $20,000 a year per student
  • Curriculum, books and instructional materials
  • Tutoring and classes outside the home
  • Fees for SAT, ACT, AP and other exams
  • Online educational materials
  • Educational therapies for a student with a disability

What it can’t

  • Registration, application and building fees
  • Activity, field trip and technology fees
  • Uniforms, sports and extracurriculars
  • School meals and transportation
  • Aftercare and summer camps

Ask Xavier College Preparatory which of its charges are billed as tuition. Fees added to a tuition bill are not always covered.

What Arizona does with it

The tax rule is your state of residence’s, so this applies if you live in Arizona.

Arizona has its own K-12 conditions

Sources disagree on whether Arizona treats K-12 withdrawals as tax-free. Check Arizona's rules before you withdraw.

General information, not tax advice. Source: Saving for College, which states conform to federal 529 law (Jan. 2026). How it works

Plan and track Xavier College Preparatory costs

Add this school to a free plan, see how it fits with college savings, and log each tuition bill, book and test fee so it is checked against the rules and ready for tax time.

More private schools in Phoenix

School details: Phoenix, AZ · Private (Catholic) · Grades 9 to 12. Source: U.S. Department of Education, National Center for Education Statistics (2021-22). General information, not tax advice.