Private school, catholic
Our Lady of Sorrows School
White Plains, NY · Grades K to 8 · 188 students
Can a 529 pay for Our Lady of Sorrows School?
Yes. Federal law lets a 529 plan pay tuition at a private, public or religious elementary or secondary school, up to $20,000 a year per student. Our Lady of Sorrows School is a private school serving grades k to 8, so its tuition is the kind of cost this covers.
What a 529 can pay
- Tuition, up to $20,000 a year per student
- Curriculum, books and instructional materials
- Tutoring and classes outside the home
- Fees for SAT, ACT, AP and other exams
- Online educational materials
- Educational therapies for a student with a disability
What it can’t
- Registration, application and building fees
- Activity, field trip and technology fees
- Uniforms, sports and extracurriculars
- School meals and transportation
- Aftercare and summer camps
Ask Our Lady of Sorrows School which of its charges are billed as tuition. Fees added to a tuition bill are not always covered.
What New York does with it
The tax rule is your state of residence’s, so this applies if you live in New York.
New York does not follow the federal K-12 rule
New York does not treat K-12 withdrawals from a 529 as qualified. The earnings part is generally taxed as New York income, and a New York deduction you took for contributing may be taken back. Federally the withdrawal can still be tax-free, so the question is whether the benefit is worth the state tax.
General information, not tax advice. Source: NYSaves (New York 529) on K-12 withdrawals. Source: Saving for College, which states conform to federal 529 law (Jan. 2026). How it works
Plan and track Our Lady of Sorrows School costs
Add this school to a free plan, see how it fits with college savings, and log each tuition bill, book and test fee so it is checked against the rules and ready for tax time.
More private schools in White Plains
- Archbishop Stepinac High SchoolGrades 9 to 12
- Elmwood Country Day SchoolGrades PK to 1
- Fusion Academy Wes: WestchesterGrades 7 to 12
- German International School New YorkGrades PK to 12
- Kodomono KuniGrades PK to 1
- Leffell SchoolGrades K to 5
- Mohawk Country Day SchoolGrades PK to 1
- New York School for the DeafGrades PK to 12
School details: White Plains, NY · Private (Catholic) · Grades K to 8. Source: U.S. Department of Education, National Center for Education Statistics (2021-22). General information, not tax advice.