Plan: know your number
Everything you need to decide what to save, where to save it, and who is helping. Free, with no card.
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A savings goal for every child
Add each child, even before they are born, and pick their schools. You get the projected cost in their start year and the monthly amount that covers it.
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Multi-school paths
Plan a transfer or graduate school after the first school. Master's, law, medical and PhD each get realistic cost and length.
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Browse 5,700+ US schools
Real published costs and a typical yearly price, starred favorites, and a detail page for every school. Plus 365 eligible schools abroad.
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Compare 50 top 529 plans
Side by side by fees and independent ratings, so you pick a plan with your eyes open.
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Print or email your plan
A clean one-page report, sent to you every month by default. Weekly, or to a partner or grandparent, if you prefer.
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Alerts that matter
A heads-up when a school's cost changes meaningfully, when college is getting close, and when your plan needs attention.
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An AI assistant
Ask a question in plain English, or tell it what to set up. It works with your family's real plan.
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Is this qualified?
A plain-English checker and guides for what the IRS counts as a qualified expense, before you spend.
Track: spend with confidence
Once you have a 529 and real bills, Pro keeps every dollar organized, compliant and ready for tax time.
Built for families
Students log it. Parents approve it.
Your student logs an expense in seconds. It is marked qualified or not on the spot and waits in one review queue, where a parent approves, flags or rejects it with a note.
Budgets that match the bill
A monthly allowance from the real cost.
We start from your school's published costs and split them by IRS category and month. You see where you stand all semester, with a nudge at 80% and another if you go over.
The whole picture
Balance, spending and what is left.
Your dashboard shows the 529 balance, this month's spending, how much of it qualifies and what still needs review, with a forecast of whether the money lasts to graduation.
Screens are illustrations with sample data.
- Pro
Expenses and receipts
Log tuition, housing and books in seconds and file the receipt with the expense.
- Pro
Checked against IRS rules
Every expense is marked qualified or not as you log it, with the reason in plain language.
- Pro
A monthly budget
Built from your school's cost of attendance and split by month and category, with alerts at 80% and when you go over.
- Pro
Your real 529 balance
Link the account read-only, or enter balances and import statements by hand.
- Pro
Forecast to graduation
See whether the balance lasts through the last semester, year by year.
- Pro
Reimbursement alerts
We flag qualified costs you paid out of pocket that you may be able to pay back to yourself, and the year-end deadline.
- Pro
Bring what you have
Import the spreadsheet you already keep. We suggest categories, you confirm.
- Pro
Tax-time exports
CSV and PDF reports, or a private read-only link for your accountant.
Made for college students too
Students are the ones actually spending the money. Launch529 gives them something quick enough to use between classes, and gives parents peace of mind.
- Know before you buy. Check whether a purchase counts before you spend, using the free qualified-expense checker.
- Log it in seconds. Your own login. Snap a receipt, pick a category, done, between classes.
- Parents stay in the loop. Every expense you log goes to a parent to approve. No awkward questions later.
- See where you stand. Your monthly allowance and what is left, so there are no surprises at the end of the semester.
- Study abroad, in your currency. Log in pounds, euros or Canadian dollars. The 529 sees dollars at the rate on the day.
Studying abroad? Oxford in pounds, your 529 in dollars.
A 529 can cover eligible schools overseas, but only the 365 that take part in US federal student aid. We know which ones, show their costs in the local currency, and lock the dollar value of each expense at the rate on the day it was paid.
- University of Oxford (GBP)
- McGill University (CAD)
- University of Sydney (AUD)
- Trinity College Dublin (EUR)
- University of Amsterdam (EUR)
- Hebrew University (ILS)
Your money, your data
Read-only account linking
We can see balances and activity, never move money, and never see your login.
Two-factor sign-in
Turn on an authenticator app for an extra layer of protection.
Access you control
Choose who can view, log or manage, and limit guests to a single child.
Your data is yours
Export everything any time. Payments are handled by Stripe, so we never store your card.