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Private school, nonsectarian

Cleta Harder Developmental School

La Habra, CA · Grades 7 to 12 · 34 students

Can a 529 pay for Cleta Harder Developmental School?

Yes. Federal law lets a 529 plan pay tuition at a private, public or religious elementary or secondary school, up to $20,000 a year per student. Cleta Harder Developmental School is a private school serving grades 7 to 12, so its tuition is the kind of cost this covers.

What a 529 can pay

  • Tuition, up to $20,000 a year per student
  • Curriculum, books and instructional materials
  • Tutoring and classes outside the home
  • Fees for SAT, ACT, AP and other exams
  • Online educational materials
  • Educational therapies for a student with a disability

What it can’t

  • Registration, application and building fees
  • Activity, field trip and technology fees
  • Uniforms, sports and extracurriculars
  • School meals and transportation
  • Aftercare and summer camps

Ask Cleta Harder Developmental School which of its charges are billed as tuition. Fees added to a tuition bill are not always covered.

What California does with it

The tax rule is your state of residence’s, so this applies if you live in California.

California does not follow the federal K-12 rule

California does not treat K-12 withdrawals from a 529 as qualified. The earnings part is generally taxed as California income, and a California deduction you took for contributing may be taken back. California also adds a 2.5% tax on the earnings of a non-qualified withdrawal. Federally the withdrawal can still be tax-free, so the question is whether the benefit is worth the state tax.

General information, not tax advice. Source: California Franchise Tax Board, 2025 Schedule CA (540) instructions. How it works

Plan and track Cleta Harder Developmental School costs

Add this school to a free plan, see how it fits with college savings, and log each tuition bill, book and test fee so it is checked against the rules and ready for tax time.

More private schools in La Habra

School details: La Habra, CA · Private (nonsectarian) · Grades 7 to 12. Source: U.S. Department of Education, National Center for Education Statistics (2021-22). General information, not tax advice.