Private school, other religious
St. Pauls Lutheran School
Latimer, IA · Grades K to 8 · 31 students
Can a 529 pay for St. Pauls Lutheran School?
Yes. Federal law lets a 529 plan pay tuition at a private, public or religious elementary or secondary school, up to $20,000 a year per student. St. Pauls Lutheran School is a private school serving grades k to 8, so its tuition is the kind of cost this covers.
What a 529 can pay
- Tuition, up to $20,000 a year per student
- Curriculum, books and instructional materials
- Tutoring and classes outside the home
- Fees for SAT, ACT, AP and other exams
- Online educational materials
- Educational therapies for a student with a disability
What it can’t
- Registration, application and building fees
- Activity, field trip and technology fees
- Uniforms, sports and extracurriculars
- School meals and transportation
- Aftercare and summer camps
Ask St. Pauls Lutheran School which of its charges are billed as tuition. Fees added to a tuition bill are not always covered.
What Iowa does with it
The tax rule is your state of residence’s, so this applies if you live in Iowa.
Iowa has its own K-12 conditions
Iowa limits K-12 to Iowa schools, or schools accredited under Iowa Code section 256.11. Check Iowa's rules before you withdraw.
General information, not tax advice. Source: Saving for College, which states conform to federal 529 law (Jan. 2026). How it works
Plan and track St. Pauls Lutheran School costs
Add this school to a free plan, see how it fits with college savings, and log each tuition bill, book and test fee so it is checked against the rules and ready for tax time.
School details: Latimer, IA · Private (other religious) · Grades K to 8. Source: U.S. Department of Education, National Center for Education Statistics (2021-22). General information, not tax advice.