Private school, nonsectarian
Discovery Montessori
Fort Collins, CO · Grades PK to K · 14 students
Can a 529 pay for Discovery Montessori?
Yes. Federal law lets a 529 plan pay tuition at a private, public or religious elementary or secondary school, up to $20,000 a year per student. Discovery Montessori is a private school serving grades pk to k, so its tuition is the kind of cost this covers.
What a 529 can pay
- Tuition, up to $20,000 a year per student
- Curriculum, books and instructional materials
- Tutoring and classes outside the home
- Fees for SAT, ACT, AP and other exams
- Online educational materials
- Educational therapies for a student with a disability
What it can’t
- Registration, application and building fees
- Activity, field trip and technology fees
- Uniforms, sports and extracurriculars
- School meals and transportation
- Aftercare and summer camps
Ask Discovery Montessori which of its charges are billed as tuition. Fees added to a tuition bill are not always covered.
What Colorado does with it
The tax rule is your state of residence’s, so this applies if you live in Colorado.
Colorado does not follow the federal K-12 rule
Colorado does not treat K-12 withdrawals from a 529 as qualified. The earnings part is generally taxed as Colorado income, and a Colorado deduction you took for contributing may be taken back. Federally the withdrawal can still be tax-free, so the question is whether the benefit is worth the state tax.
General information, not tax advice. Source: Saving for College, which states conform to federal 529 law (Jan. 2026). How it works
Plan and track Discovery Montessori costs
Add this school to a free plan, see how it fits with college savings, and log each tuition bill, book and test fee so it is checked against the rules and ready for tax time.
More private schools in Fort Collins
- Christian Core AcademyGrades PK to 8
- Cornerstone Ministries Dba Grace AcademyGrades 6 to 12
- Fort Collins Christian SchoolGrades K to 7
- Front Range Baptist AcademyGrades PK to 12
- Hearts in Hand Child Development CenterGrades PK to K
- Rivendell School of Northern ColoradoGrades PK to 5
- St. Joseph Catholic SchoolGrades K to 8
School details: Fort Collins, CO · Private (nonsectarian) · Grades PK to K. Source: U.S. Department of Education, National Center for Education Statistics (2021-22). General information, not tax advice.