Private school, other religious
Heritage Christian Academy
Colorado Springs, CO · Grades PK to 12 · 58 students
Can a 529 pay for Heritage Christian Academy?
Yes. Federal law lets a 529 plan pay tuition at a private, public or religious elementary or secondary school, up to $20,000 a year per student. Heritage Christian Academy is a private school serving grades pk to 12, so its tuition is the kind of cost this covers.
What a 529 can pay
- Tuition, up to $20,000 a year per student
- Curriculum, books and instructional materials
- Tutoring and classes outside the home
- Fees for SAT, ACT, AP and other exams
- Online educational materials
- Educational therapies for a student with a disability
What it can’t
- Registration, application and building fees
- Activity, field trip and technology fees
- Uniforms, sports and extracurriculars
- School meals and transportation
- Aftercare and summer camps
Ask Heritage Christian Academy which of its charges are billed as tuition. Fees added to a tuition bill are not always covered.
What Colorado does with it
The tax rule is your state of residence’s, so this applies if you live in Colorado.
Colorado does not follow the federal K-12 rule
Colorado does not treat K-12 withdrawals from a 529 as qualified. The earnings part is generally taxed as Colorado income, and a Colorado deduction you took for contributing may be taken back. Federally the withdrawal can still be tax-free, so the question is whether the benefit is worth the state tax.
General information, not tax advice. Source: Saving for College, which states conform to federal 529 law (Jan. 2026). How it works
Plan and track Heritage Christian Academy costs
Add this school to a free plan, see how it fits with college savings, and log each tuition bill, book and test fee so it is checked against the rules and ready for tax time.
More private schools in Colorado Springs
- Corpus Christi Catholic SchoolGrades PK to 8
- Evangelical Christian AcademyGrades PK to 12
- Fountain Valley School of ColoradoGrades 9 to 12
- Giving Tree Montessori SchoolGrades PK to K
- Golden Mountain Montessori School LlcGrades PK to K
- Kishami AcademyGrades 4 to 12
- Rocky Mountain Montessori AcademyGrades PK to 4
- Springs Adventist AcademyGrades K to 8
School details: Colorado Springs, CO · Private (other religious) · Grades PK to 12. Source: U.S. Department of Education, National Center for Education Statistics (2021-22). General information, not tax advice.