Private school, other religious
Gift of Grace Montessori
Kalamazoo, MI · Grades PK to 2 · 3 students
Can a 529 pay for Gift of Grace Montessori?
Yes. Federal law lets a 529 plan pay tuition at a private, public or religious elementary or secondary school, up to $20,000 a year per student. Gift of Grace Montessori is a private school serving grades pk to 2, so its tuition is the kind of cost this covers.
What a 529 can pay
- Tuition, up to $20,000 a year per student
- Curriculum, books and instructional materials
- Tutoring and classes outside the home
- Fees for SAT, ACT, AP and other exams
- Online educational materials
- Educational therapies for a student with a disability
What it can’t
- Registration, application and building fees
- Activity, field trip and technology fees
- Uniforms, sports and extracurriculars
- School meals and transportation
- Aftercare and summer camps
Ask Gift of Grace Montessori which of its charges are billed as tuition. Fees added to a tuition bill are not always covered.
What Michigan does with it
The tax rule is your state of residence’s, so this applies if you live in Michigan.
Michigan does not follow the federal K-12 rule
Michigan does not treat K-12 withdrawals from a 529 as qualified. The earnings part is generally taxed as Michigan income, and a Michigan deduction you took for contributing may be taken back. Federally the withdrawal can still be tax-free, so the question is whether the benefit is worth the state tax.
General information, not tax advice. Source: Saving for College, which states conform to federal 529 law (Jan. 2026). How it works
Plan and track Gift of Grace Montessori costs
Add this school to a free plan, see how it fits with college savings, and log each tuition bill, book and test fee so it is checked against the rules and ready for tax time.
More private schools in Kalamazoo
- Gagie SchoolGrades PK to 8
- Hackett Catholic PrepGrades 9 to 12
- Heritage Christian AcademyGrades PK to 12
- Kalamazoo Christian Elementary SchoolGrades PK to 4
- Kalamazoo Christian High SchoolGrades 9 to 12
- Kalamazoo Christian Middle SchoolGrades 5 to 8
- Kalamazoo Sda Junior AcademyGrades K to 8
- Kazoo SchoolGrades PK to 8
School details: Kalamazoo, MI · Private (other religious) · Grades PK to 2. Source: U.S. Department of Education, National Center for Education Statistics (2021-22). General information, not tax advice.