Launch529

Private school, nonsectarian

Penfield Village Nursery School & Kindergarten

Penfield, NY · Grades PK to K · 23 students

Can a 529 pay for Penfield Village Nursery School & Kindergarten?

Yes. Federal law lets a 529 plan pay tuition at a private, public or religious elementary or secondary school, up to $20,000 a year per student. Penfield Village Nursery School & Kindergarten is a private school serving grades pk to k, so its tuition is the kind of cost this covers.

What a 529 can pay

  • Tuition, up to $20,000 a year per student
  • Curriculum, books and instructional materials
  • Tutoring and classes outside the home
  • Fees for SAT, ACT, AP and other exams
  • Online educational materials
  • Educational therapies for a student with a disability

What it can’t

  • Registration, application and building fees
  • Activity, field trip and technology fees
  • Uniforms, sports and extracurriculars
  • School meals and transportation
  • Aftercare and summer camps

Ask Penfield Village Nursery School & Kindergarten which of its charges are billed as tuition. Fees added to a tuition bill are not always covered.

What New York does with it

The tax rule is your state of residence’s, so this applies if you live in New York.

New York does not follow the federal K-12 rule

New York does not treat K-12 withdrawals from a 529 as qualified. The earnings part is generally taxed as New York income, and a New York deduction you took for contributing may be taken back. Federally the withdrawal can still be tax-free, so the question is whether the benefit is worth the state tax.

General information, not tax advice. Source: NYSaves (New York 529) on K-12 withdrawals. Source: Saving for College, which states conform to federal 529 law (Jan. 2026). How it works

Plan and track Penfield Village Nursery School & Kindergarten costs

Add this school to a free plan, see how it fits with college savings, and log each tuition bill, book and test fee so it is checked against the rules and ready for tax time.

More private schools in Penfield

School details: Penfield, NY · Private (nonsectarian) · Grades PK to K. Source: U.S. Department of Education, National Center for Education Statistics (2021-22). General information, not tax advice.