Private school, nonsectarian
Keres Childrens Learning Center
Cochiti Pueblo, NM · Grades PK to 6 · 11 students
Can a 529 pay for Keres Childrens Learning Center?
Yes. Federal law lets a 529 plan pay tuition at a private, public or religious elementary or secondary school, up to $20,000 a year per student. Keres Childrens Learning Center is a private school serving grades pk to 6, so its tuition is the kind of cost this covers.
What a 529 can pay
- Tuition, up to $20,000 a year per student
- Curriculum, books and instructional materials
- Tutoring and classes outside the home
- Fees for SAT, ACT, AP and other exams
- Online educational materials
- Educational therapies for a student with a disability
What it can’t
- Registration, application and building fees
- Activity, field trip and technology fees
- Uniforms, sports and extracurriculars
- School meals and transportation
- Aftercare and summer camps
Ask Keres Childrens Learning Center which of its charges are billed as tuition. Fees added to a tuition bill are not always covered.
What New Mexico does with it
The tax rule is your state of residence’s, so this applies if you live in New Mexico.
New Mexico does not follow the federal K-12 rule
New Mexico does not treat K-12 withdrawals from a 529 as qualified. The earnings part is generally taxed as New Mexico income, and a New Mexico deduction you took for contributing may be taken back. Federally the withdrawal can still be tax-free, so the question is whether the benefit is worth the state tax.
General information, not tax advice. Source: Saving for College, which states conform to federal 529 law (Jan. 2026). How it works
Plan and track Keres Childrens Learning Center costs
Add this school to a free plan, see how it fits with college savings, and log each tuition bill, book and test fee so it is checked against the rules and ready for tax time.
School details: Cochiti Pueblo, NM · Private (nonsectarian) · Grades PK to 6. Source: U.S. Department of Education, National Center for Education Statistics (2021-22). General information, not tax advice.